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Home warranty companies are an insurer against the failure of major home appliances and home systems.  They insure the costs incurred when things go wrong with these essential appliances and systems.  They also provide the service of doing all the work involved in finding and calling repairmen. 

If your oven or plumbing fails, you will notice the impact immediately.  These appliances and systems are essential in our day to day living.  We take them for granted but when they fail we all notice how valuable they are. 

Sometimes manufacturers or contractors warranties do not cover the costs of repairs when it comes to certain conditions.  This is the main purpose of home warranty is to provide a repair service above and beyond the original warranty.

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