My friends were planning a vacation and I really wanted to go but I didn’t have the cash. I was trying get a loan but I had some credit issues in the past and no one would approve me. Then a one of my friends told me to do what she did apply for one of those bad credit rating loans. She said the interest rate was going to be a little higher than I would pay for any other loan but I would get to go on the trip. I am so happy I applied because the trip was so much fun and we got to meet a few celebrities while there.