About a year ago, my brother and his pregnant wife traveled to Paris for their wedding anniversary.  Applying for travel insurance never really occurred to them until it hit them hard on their vacation. It was actually their second time visiting Paris so they were not new to the city. They went to a restaurant recommended to them by their Parisian friends. My sister-in-law had the moules frites, typical French Bistro food which seemed harmless at the time. About an hour later, she felt nauseous, then had terrible stomach cramping and vomiting. It was food poisoning. She was losing an alarming amount of fluids, and weakened to the point where my brother had to carry her to the hospital. It was a terrifying experience, a pregnant wife who was sick in a foreign hospital in a foreign country. My brother wanted the first flight back to the U.S. and get his wife treated back home, but the French doctor advised him otherwise. If he had only known about the Medical Evacuation and Repatriation insurance and other travel insurance tips, he could have saved money and had some peace of mind.